Bank DBS UOB DBS
Name Fixed Fixed Fixed
Year 1

3.500%

Fixed

3.750%

Fixed

3.500%

Fixed

Year 2

3.500%

Fixed

3.750%

Fixed

3.500%

Fixed

Year 3

3.208%

3M SORA: 2.208%

Spread: 1.000%

4.208%

3M SORA: 2.708%

Spread: 1.500%

3.500%

Fixed

Year 4

3.208%

3M SORA: 2.208%

Spread: 1.000%

4.208%

3M SORA: 2.708%

Spread: 1.500%

3.500%

Fixed

Year 5

3.208%

3M SORA: 2.208%

Spread: 1.000%

4.208%

3M SORA: 2.708%

Spread: 1.500%

3.500%

Fixed

Thereafter

3.208%

3M SORA: 2.208%

Spread: 1.000%

4.208%

3M SORA: 2.708%

Spread: 1.500%

3.208%

3M SORA: 2.208%

Spread: 1.000%

Lock in Period (Years) 2 2 5

72

Bank Maybank UOB
Name 3M SORA 3M SORA
Year 1

2.054%

3M SORA: 1.404%

Spread: 0.650%

2.104%

3M SORA: 1.404%

Spread: 0.700%

Year 2

2.054%

3M SORA: 1.404%

Spread: 0.650%

2.104%

3M SORA: 1.404%

Spread: 0.700%

Year 3

2.904%

3M SORA: 1.404%

Spread: 1.500%

2.204%

3M SORA: 1.404%

Spread: 0.800%

Year 4

2.904%

3M SORA: 1.404%

Spread: 1.500%

2.404%

3M SORA: 1.404%

Spread: 1.000%

Year 5

2.904%

3M SORA: 1.404%

Spread: 1.500%

2.404%

3M SORA: 1.404%

Spread: 1.000%

Thereafter

2.904%

3M SORA: 1.404%

Spread: 1.500%

2.404%

3M SORA: 1.404%

Spread: 1.000%

Lock in Period (Years) 2 2
Bank UOB Maybank
Name 3 months Compounded SORA 3M SORA
Year 1 3M Compounded SORA + 0.70% 3M SORA + 0.60%
Year 2 3M Compounded SORA + 0.70% 3M SORA + 0.60%
Year 3 3M Compounded SORA + 0.70% 3M SORA + 1.50%
Year 4 3M Compounded SORA + 0.80% 3M SORA + 1.50%
Year 5 3M Compounded SORA + 0.80% 3M SORA + 1.50%
Thereafter 3M Compounded SORA + 0.80% 3M SORA + 1.50%
Lock in Period (Years) No Lock In No Lock In

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